PayPal Buy now and Pay in 3
Plan. Buy. Pay in 3.
Time and flexibility are on your side. Manage your budget and break the payments up over two months.
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find PayPal's Spend Smarter Guide helpful.
Flexibility to pay the way that works for you
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No late feesWith Pay in 3 there's no interest, no late fees or setup fees. |
Widely availableShop at your favourite brands and enjoy paying later. |
Quick decisionYou won't have to wait long to see if you're approved. |
Backed by PayPalYour purchases are covered by the same security and Buyer Protection you already enjoy from PayPal |
Shop your way with Pay in 3
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Pay in 3Make the first payment at the time of purchase and make two more payments on the same date each month. Split your purchases of between £30 and £2,000 into three interest-free payments without late fees. |
It’s effortless to manage your plansManage payments in the app or online, to confidently keep track of your payments. |
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